ITR filing is one of those things people keep pushing to next week — until it is suddenly July and the deadline is two weeks away. Then comes the scramble. Finding old documents, logging into a portal that asks ten things you are not sure about, and eventually filing something that may or may not be correct.
If that sounds familiar, this is exactly what our CA assisted filing service is for. You hand it over, we handle it. Your return gets filed properly — not just submitted.
Where Most People Go Wrong
Filing your own ITR is doable if your situation is simple and you know what you are doing. But most people are working with incomplete information — and the portal does not exactly hold your hand through it.
Common Mistakes That Cost You Later
- Using the wrong ITR form — it sounds basic, but there are different forms for different income types, and the wrong one gets your return rejected
- Missing deductions that were right there to claim — health insurance under 80D, education loan interest under 80E, home loan interest under 24(b) — people skip these either because they forgot or did not realise they qualified
- Skipping the Form 26AS and AIS check — if there is a mismatch between what you file and what the government already has on record, a notice follows
- Not reporting FD interest, savings account interest, or money earned from freelance work — these are taxable and need to be in your return
- Picking the new tax regime without checking the numbers — it is the default now, but it is not always the cheaper option
Individually, none of these seem like a big deal. But they add up — either as extra tax paid, a refund that does not come through, or a notice that shows up later.
Who This Service is For
People assume CA filing is only for those with complicated finances. It is not. Even a straightforward salary return benefits from a CA looking at it — because there is always something to check, something to claim, or something to avoid.
This is Especially Useful if You
- Are salaried and have one or more Form 16s
- Do freelance or consulting work on the side or full time
- Run a business and need to file ITR-3 or ITR-4
- Sold a house, plot, shares, or mutual funds this year
- Are retired and have pension, FD interest, or rental income coming in
- Are an NRI with income from India
- Got a notice from the tax department and are not sure how to respond
What the CA Actually Does
A lot of online filing services just enter your numbers and click submit. That is not what happens here.
The Review Process
When you share your documents, a CA goes through your complete income picture. They look at every source — salary, rent, interest, capital gains, business, freelance — and make sure nothing is missed and nothing is wrong.
They check your Form 26AS and AIS against what you have shared to catch any gaps before filing. They find deductions you might not have thought to claim. They run your tax calculation under both regimes so you know for certain which one saves you more. Then they file, e-verify, and send you the acknowledgement.
After Filing
If anything comes up — a query, a refund delay, a notice — your CA is still available. You are not on your own once the return is submitted.
Deductions Most People Leave Behind
This is one of the more useful things a CA does — finding what you missed. Most people claim the obvious ones and stop there. There is usually more.
Investment & Insurance Deductions
- 80C — PPF, ELSS, life insurance, home loan principal, NSC, school fees — up to ₹1.5 lakh
- 80D — Health insurance for yourself, spouse, children, parents — up to ₹75,000 depending on age
- 80E — Education loan interest — no cap, the full amount is deductible
- 80G — Donations to registered charities — partially or fully deductible
Property & Salary Deductions
- 24(b) — Home loan interest — up to ₹2 lakh if you live in the property yourself
- HRA — If you pay rent and your salary includes HRA, this exemption can make a real difference
- Standard Deduction — ₹50,000 flat, available to every salaried person and pensioner, no proof needed
Interest Income Deductions
- 80TTA / 80TTB — Savings account interest up to ₹10,000 for most people, ₹50,000 for senior citizens
Old Regime or New — Which One Actually Saves You More?
How the Two Regimes Work
The new tax regime is the default now and a lot of people go with it without thinking about it too much. Sometimes that is fine. Sometimes it costs them money.
The new regime has lower slab rates but most deductions are gone. The old regime has higher rates but you keep all your deductions. If you have invested properly — insurance, PPF, home loan, rent — the old regime often works out cheaper in the end.
Old Tax Regime
Higher slab rates. All deductions available. Better if you have made significant investments.
New Tax Regime
Lower slab rates. Most deductions removed. Better if investments are minimal.
What Our CA Does
Our CA works out the actual number under both before filing anything. Not an estimate — the real figure. A lot of our clients have saved a few thousand rupees just from that one check.
What to Have Ready
Basic Documents
- PAN and Aadhaar
- Form 16 from your employer if you are salaried
- Bank statements for the full year
Income & Investment Proofs
- Investment proofs — insurance premiums, PPF passbook, home loan statement
- Capital gains documents — sale deed, mutual fund statement, broker summary
- Rent receipts or rental income details if applicable
- Business accounts or income summary if you are self-employed
Not sure what applies to you?
Just reach out and your CA will ask for what they actually need — nothing more.
Getting It Wrong Has a Way of Catching Up
What an Incorrect Return Can Lead To
- A notice that arrives six months later
- A refund that sits unprocessed because of a mismatch
- Extra tax paid that you never even noticed
The bottom line
Fixing a return after the fact is always more work than getting it right the first time. Share your documents with EasyTax, let the CA go through it properly, and have it done — without second-guessing whether everything was entered correctly.