HRA Calculator FY 2025-26: Is Old Regime More Beneficial For Your HRA?

Fast forward to May 2026, as you cross the threshold of salaried life in India right now. The default feature of the New Tax Regime became a reality for every taxpayer with the full force of Income Tax Act 2025. For the people residing in high-rent cities like Bengaluru, Mumbai or Delhi however, a big question hovers over the filing season: Does the House Rent Allowance Tax Benefit India offer enough savings to justify opting back into the Old Tax Regime?