Trading gains? File them right.

For transfers on or after 23 July 2024, short-term gains on listed equity are taxed at 20% and long-term at 12.5% beyond the ₹1.25 lakh annual exemption. Sales earlier in the same financial year carry the older 15%/10% rates, so we compute your gains lot by lot using each sale date rather than one blanket rate.

No. Futures and options are non-speculative business income under the Income Tax Act, filed in ITR-3 with a business schedule. Turnover is the sum of absolute profits and losses per ICAI guidance, and a tax audit applies only above ₹10 crore of that turnover for mostly-digital traders. It’s a different framework from capital gains, and filing it that way is essential.

Yes — losses carry forward for up to eight years only if you file by the due date. Skip it and the set-off against future gains is gone permanently. Filing a loss year is one of the most valuable things an investor or trader can do, and it’s exactly where DIY filers slip up.

Gains on virtual digital assets are taxed at a flat 30% under Schedule VDA, with limited set-off, and a 1% TDS under Section 194S applies to transfers. We report it correctly and claim the 194S credit. Since exchanges report to the department, leaving crypto off your return is risky.

ITR-2 if you have capital gains but no business income; ITR-3 if you also trade F&O or intraday (business income). Capital gains cannot go in ITR-1. We select and file the right form so you don’t risk a defective-return notice from the wrong one.

Listed equity bought before 31 January 2018 is grandfathered — its cost for long-term gains is stepped up to its fair market value on that date, so gains accrued before then aren’t taxed. We apply this from your demat statement, which DIY filers frequently miss and overpay as a result.

Yes. The LTCG calculator estimates your long-term equity tax after the ₹1.25 lakh exemption, XIRR measures your true annualised return, and the Share Average calculator works out your blended buy price. They’re a helpful first look; the final Schedule CG is built precisely from your broker statements.

In one return that reports both your salary (from Form 16) and your capital gains or F&O income together, consistently, so nothing contradicts your AIS. Filing them separately or in the wrong form is a common trigger for notices, which combining them into a single correct ITR avoids.

Not if it’s done right. The department already receives your broker and registrar data through the AIS, so the risk is from omitting or misreporting, not from reporting. We reconcile your return against the AIS before filing, which is what prevents the mismatch queries that catch DIY filers.