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Calculators

From the returns on a monthly SIP to the EMI on your dream home: plan the number first, then act on it.

investments

SIP Calculator

See what a monthly investing habit grows into — amount, tenure and expected return in, invested value, returns and total corpus out.

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Step-up SIP Calculator

See how raising your SIP every year — even by 10% — multiplies your final corpus compared with keeping it flat.

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SIP Cost of Delay Calculator

Find out what postponing your SIP by 6 to 36 months really costs you in final corpus by the same end date.

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Lumpsum Calculator

Project what a one-time investment grows into with annual compounding — amount, expected return and tenure in, total value and year-wise growth out.

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FD Calculator

Know your fixed deposit maturity value before you book it — amount, interest rate and tenure in, quarterly-compounded maturity amount and interest earned out.

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RD Calculator

Project what a monthly recurring deposit matures to — monthly instalment, interest rate and tenure in, maturity value and interest earned out (India-Post quarterly compounding).

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Compound Interest Calculator

See compounding at work — principal, rate, tenure and compounding frequency in, maturity value and total interest out, with year-wise growth.

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Mutual Fund Returns Calculator

Estimate mutual fund returns for a one-time investment or a monthly SIP — amount, expected return and tenure in, invested value, returns and total corpus out.

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SWP Calculator

Plan a systematic withdrawal — a corpus that keeps compounding while you draw a fixed amount every month, and what is left at the end.

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ROI Calculator

Enter what you invested and what it is worth now to see your absolute gain, total return and the true yearly growth rate.

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CAGR Calculator

Find the steady yearly growth rate behind any change in value — the honest way to compare investments held for different periods.

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XIRR Calculator

Find the true annualised return (XIRR) on money invested at different times — a starting lumpsum, optional monthly additions and a final value.

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Share Average Calculator

Averaging up or down? Enter two purchases and see your combined quantity, total cost and new average price per share.

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SIP vs RD Calculator

Put a monthly SIP and a recurring deposit side by side to see which habit grows your money faster.

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Mutual Fund vs FD Calculator

Compare a one-time mutual-fund investment with a fixed deposit over the same period and see the gap year by year.

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Direct vs Regular Mutual Fund Calculator

See how much of your SIP corpus a regular plan's commission quietly eats compared to the same fund's direct plan.

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Loan EMI Calculator

Know your monthly instalment before you sign — loan amount, rate and tenure in, EMI, total interest and a year-wise repayment schedule out.

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Home Loan EMI Calculator

Plan the biggest EMI of your life — see the monthly outgo, the interest you pay over the full tenure and how the balance falls year by year.

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Car Loan EMI Calculator

Price the car by its monthly instalment, not the sticker — EMI, total interest and the year-wise balance for any down-payment scenario.

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Personal Loan EMI Calculator

Unsecured credit costs more — check the real monthly instalment and total interest on a personal loan before you borrow.

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Business Loan EMI Calculator

Match the instalment to your cash flow — EMI, total interest and the year-wise outstanding balance on working-capital or term loans.

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Education Loan EMI Calculator

Know what the degree really costs per month — EMI, total interest and the year-wise balance on your education loan before the moratorium ends.

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Two-Wheeler Loan EMI Calculator

Check the monthly instalment on your bike or scooter loan — EMI, total interest and the year-wise balance for short tenures.

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Loan Against Property EMI Calculator

Unlock the value of your property without selling it — see the EMI, total interest and year-wise balance on a loan against property.

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Down Payment Calculator

Decide how much to pay upfront — see how your down payment splits the price into cash today versus loan EMIs, and what the purchase really costs in total.

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Loan Prepayment Calculator

See what a one-time lumpsum prepayment saves when you keep paying the same EMI — the loan closes months earlier and the skipped interest is yours (tenure-reduction mode).

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Flat vs Reducing Rate Calculator

See what a flat interest quote really costs against a normal reducing-balance loan before you sign.

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Post Office RD Calculator

Project your 5-year Post Office recurring deposit — the interest rate is set by the Government of India and revised every quarter, so check the current rate before you book.

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Post Office TD Calculator

Compute your Post Office Time Deposit maturity — pick a 1, 2, 3 or 5-year tenure and the official GoI rate applies automatically with quarterly compounding.

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Post Office MIS Calculator

See the fixed monthly income your Post Office Monthly Income Scheme deposit pays at the statutory 7.4% — deposit up to ₹9 lakh single or ₹15 lakh joint, principal back after 5 years.

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PPF Calculator

Project your Public Provident Fund maturity — yearly deposit, interest rate and tenure in, year-wise balance and tax-free maturity value out.

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Sukanya Samriddhi Yojana Calculator

See your daughter's SSY corpus — deposits for 15 years at the statutory 8.2% keep compounding until the account matures in year 21.

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EPF Calculator

Your Provident Fund corpus at 60 on the correct EPFO model — employer split after EPS, monthly interest accrual, annual compounding and yearly raises.

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NPS Calculator

Project your National Pension System corpus at 60 and the split between the annuity that pays your pension and the lumpsum you withdraw.

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VPF Calculator

See what topping up your EPF with Voluntary Provident Fund does to your retirement corpus — the extra contribution earns the same 8.25%, employer share unchanged.

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SCSS Calculator

See the guaranteed quarterly income your Senior Citizens Savings Scheme deposit pays at 8.2%, and the total interest over the 5-year term.

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NSC Calculator

Project your National Savings Certificate maturity — 7.7% compounded yearly for a fixed 5 years, with all interest paid together at maturity.

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APY Calculator

Find your exact Atal Pension Yojana monthly contribution from the official PFRDA chart — join between 18 and 39 for a guaranteed ₹1,000-₹5,000 pension from 60.

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KVP Calculator

Kisan Vikas Patra doubles your one-time deposit at the notified 7.5% — see your maturity value and exactly how long the doubling takes.

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Inflation Calculator

See what today's money will actually buy years from now, and what the same lifestyle will cost once inflation has done its work.

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Retirement Calculator

Work out the corpus your retirement actually needs — and the monthly SIP that gets you there — from your age, expenses and expected returns.

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Discount Calculator

Stack up to two successive discounts on a price and see the final price, how much you save and the true combined discount.

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GST Calculator

Add GST to a base amount or strip it out of an inclusive price — any slab, with the CGST/SGST split and grand total.

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Simple Interest Calculator

Flat, non-compounding interest on a principal — P × r × t with a year-by-year build-up of interest and total value.

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Gratuity Calculator

Estimate your statutory gratuity — (15/26) × last drawn Basic+DA × years of service, with the 5-year eligibility rule and ₹20 lakh cap applied.

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HRA Calculator

Find how much of your House Rent Allowance is tax-free — the least of three statutory limits, with the taxable balance shown alongside.

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LTCG Tax Calculator

Tax on your long-term capital gains — 12.5% on equity above the ₹1.25 lakh exemption (sec 112A), 12.5% flat on other assets (sec 112).

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Income Tax Calculator

Old regime vs new regime on your income in one glance — FY 2025-26 slabs, 87A rebate and cess included, with the cheaper regime called out.

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Tax Saving Calculator

How much old-regime tax an 80C-style investment actually saves at your income — computed across real slabs and cess, not a flat rate.

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ELSS Calculator

Project an ELSS tax-saver SIP — market-linked growth over the 3-year lock-in and beyond, plus the 80C tax it saves in year one.

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Leave Encashment Calculator

How much of your leave encashment is tax-free on retirement — the sec 10(10AA) least-of-four rule for non-government employees.

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GSTR-3B Interest Calculator

Interest on a late GSTR-3B payment — 18% a year on tax paid late (24% for excess ITC claimed), counted per day of delay.

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Salary Calculator (In-Hand)

CTC to monthly take-home — employee and employer PF, gratuity accrual, professional tax and FY 2025-26 new-regime income tax all accounted for.

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TDS Calculator

TDS for 20+ sections at FY 2025-26 thresholds and rates — with the correct sec 206AA no-PAN rule (higher of the section rate or 20%, never added).

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