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  • Deprecated function: Creation of dynamic property Drupal\tablefield\TableValue::$value is deprecated in Drupal\Core\TypedData\TypedData->setValue() (line 102 of core/lib/Drupal/Core/TypedData/TypedData.php).
    Drupal\Core\TypedData\TypedData->setValue(NULL, ) (Line: 87)
Drupal\Core\TypedData\Plugin\DataType\Map->setValue(Array, ) (Line: 125)
Drupal\Core\Field\FieldItemBase->setValue(Array, ) (Line: 206)
Drupal\tablefield\Plugin\Field\FieldType\TablefieldItem->setValue(Array, ) (Line: 208)
Drupal\Core\TypedData\TypedDataManager->getPropertyInstance(Object, 0, Array) (Line: 91)
Drupal\Core\Field\FieldTypePluginManager->createFieldItem(Object, 0, Array) (Line: 41)
Drupal\Core\Field\FieldItemList->createItem(0, Array) (Line: 69)
Drupal\Core\TypedData\Plugin\DataType\ItemList->setValue(Array, ) (Line: 107)
Drupal\Core\Field\FieldItemList->setValue(Array, ) (Line: 208)
Drupal\Core\TypedData\TypedDataManager->getPropertyInstance(Object, 'field_calc_table', Array) (Line: 83)
Drupal\Core\Field\FieldTypePluginManager->createFieldItemList(Object, 'field_calc_table', Array) (Line: 633)
Drupal\Core\Entity\ContentEntityBase->getTranslatedField('field_calc_table', 'x-default') (Line: 597)
Drupal\Core\Entity\ContentEntityBase->get('field_calc_table') (Line: 325)
Drupal\Core\Entity\EntityViewBuilder->buildComponents(Array, Array, Array, 'default') (Line: 281)
Drupal\Core\Entity\EntityViewBuilder->buildMultiple(Array) (Line: 18)
Drupal\paragraphs\ParagraphViewBuilder->buildMultiple(Array) (Line: 238)
Drupal\Core\Entity\EntityViewBuilder->build(Array)
call_user_func_array(Array, Array) (Line: 111)
Drupal\Core\Render\Renderer->doTrustedCallback(Array, Array, 'Render #pre_render callbacks must be methods of a class that implements \Drupal\Core\Security\TrustedCallbackInterface or be an anonymous function. The callback was %s. See https://www.drupal.org/node/2966725', 'exception', 'Drupal\Core\Render\Element\RenderCallbackInterface') (Line: 859)
Drupal\Core\Render\Renderer->doCallback('#pre_render', Array, Array) (Line: 421)
Drupal\Core\Render\Renderer->doRender(Array, ) (Line: 240)
Drupal\Core\Render\Renderer->render(Array) (Line: 475)
Drupal\Core\Template\TwigExtension->escapeFilter(Object, Array, 'html', NULL, 1) (Line: 68)
__TwigTemplate_291debf4453c7ba2e34da4fa4cd83699->doDisplay(Array, Array) (Line: 394)
Twig\Template->displayWithErrorHandling(Array, Array) (Line: 367)
Twig\Template->display(Array) (Line: 379)
Twig\Template->render(Array) (Line: 38)
Twig\TemplateWrapper->render(Array) (Line: 39)
twig_render_template('themes/techprosolutions/templates/field/field.html.twig', Array) (Line: 348)
Drupal\Core\Theme\ThemeManager->render('field', Array) (Line: 480)
Drupal\Core\Render\Renderer->doRender(Array, ) (Line: 240)
Drupal\Core\Render\Renderer->render(Array) (Line: 475)
Drupal\Core\Template\TwigExtension->escapeFilter(Object, Array, 'html', NULL, 1) (Line: 111)
__TwigTemplate_ff95cc8dbd011c21d5f5e7f83f8118b4->doDisplay(Array, Array) (Line: 394)
Twig\Template->displayWithErrorHandling(Array, Array) (Line: 367)
Twig\Template->display(Array) (Line: 379)
Twig\Template->render(Array) (Line: 38)
Twig\TemplateWrapper->render(Array) (Line: 39)
twig_render_template('modules/custom/easytax_calculators/templates/ecp-calculator-page.html.twig', Array) (Line: 348)
Drupal\Core\Theme\ThemeManager->render('ecp_calculator_page', Array) (Line: 480)
Drupal\Core\Render\Renderer->doRender(Array, ) (Line: 240)
Drupal\Core\Render\Renderer->render(Array, ) (Line: 238)
Drupal\Core\Render\MainContent\HtmlRenderer->Drupal\Core\Render\MainContent\{closure}() (Line: 627)
Drupal\Core\Render\Renderer->executeInRenderContext(Object, Object) (Line: 231)
Drupal\Core\Render\MainContent\HtmlRenderer->prepare(Array, Object, Object) (Line: 128)
Drupal\Core\Render\MainContent\HtmlRenderer->renderResponse(Array, Object, Object) (Line: 90)
Drupal\Core\EventSubscriber\MainContentViewSubscriber->onViewRenderArray(Object, 'kernel.view', Object)
call_user_func(Array, Object, 'kernel.view', Object) (Line: 111)
Drupal\Component\EventDispatcher\ContainerAwareEventDispatcher->dispatch(Object, 'kernel.view') (Line: 186)
Symfony\Component\HttpKernel\HttpKernel->handleRaw(Object, 1) (Line: 76)
Symfony\Component\HttpKernel\HttpKernel->handle(Object, 1, 1) (Line: 58)
Drupal\Core\StackMiddleware\Session->handle(Object, 1, 1) (Line: 48)
Drupal\Core\StackMiddleware\KernelPreHandle->handle(Object, 1, 1) (Line: 28)
Drupal\Core\StackMiddleware\ContentLength->handle(Object, 1, 1) (Line: 32)
Drupal\big_pipe\StackMiddleware\ContentLength->handle(Object, 1, 1) (Line: 191)
Drupal\page_cache\StackMiddleware\PageCache->fetch(Object, 1, 1) (Line: 128)
Drupal\page_cache\StackMiddleware\PageCache->lookup(Object, 1, 1) (Line: 82)
Drupal\page_cache\StackMiddleware\PageCache->handle(Object, 1, 1) (Line: 48)
Drupal\Core\StackMiddleware\ReverseProxyMiddleware->handle(Object, 1, 1) (Line: 51)
Drupal\Core\StackMiddleware\NegotiationMiddleware->handle(Object, 1, 1) (Line: 36)
Drupal\Core\StackMiddleware\AjaxPageState->handle(Object, 1, 1) (Line: 51)
Drupal\Core\StackMiddleware\StackedHttpKernel->handle(Object, 1, 1) (Line: 704)
Drupal\Core\DrupalKernel->handle(Object) (Line: 21)
  • Deprecated function: Creation of dynamic property Drupal\tablefield\Plugin\Field\FieldFormatter\TablefieldFormatter::$ModuleHandler is deprecated in Drupal\tablefield\Plugin\Field\FieldFormatter\TablefieldFormatter->__construct() (line 57 of modules/contrib/tablefield/src/Plugin/Field/FieldFormatter/TablefieldFormatter.php).
    Drupal\tablefield\Plugin\Field\FieldFormatter\TablefieldFormatter->__construct('tablefield', Array, Object, Array, 'hidden', 'default', Array, Object, Object) (Line: 64)
Drupal\tablefield\Plugin\Field\FieldFormatter\TablefieldFormatter::create(Object, Array, 'tablefield', Array) (Line: 64)
Drupal\Core\Field\FormatterPluginManager->createInstance('tablefield', Array) (Line: 126)
Drupal\Core\Field\FormatterPluginManager->getInstance(Array) (Line: 205)
Drupal\Core\Entity\Entity\EntityViewDisplay->getRenderer('field_calc_table') (Line: 241)
Drupal\Core\Entity\Entity\EntityViewDisplay->buildMultiple(Array) (Line: 339)
Drupal\Core\Entity\EntityViewBuilder->buildComponents(Array, Array, Array, 'default') (Line: 281)
Drupal\Core\Entity\EntityViewBuilder->buildMultiple(Array) (Line: 18)
Drupal\paragraphs\ParagraphViewBuilder->buildMultiple(Array) (Line: 238)
Drupal\Core\Entity\EntityViewBuilder->build(Array)
call_user_func_array(Array, Array) (Line: 111)
Drupal\Core\Render\Renderer->doTrustedCallback(Array, Array, 'Render #pre_render callbacks must be methods of a class that implements \Drupal\Core\Security\TrustedCallbackInterface or be an anonymous function. The callback was %s. See https://www.drupal.org/node/2966725', 'exception', 'Drupal\Core\Render\Element\RenderCallbackInterface') (Line: 859)
Drupal\Core\Render\Renderer->doCallback('#pre_render', Array, Array) (Line: 421)
Drupal\Core\Render\Renderer->doRender(Array, ) (Line: 240)
Drupal\Core\Render\Renderer->render(Array) (Line: 475)
Drupal\Core\Template\TwigExtension->escapeFilter(Object, Array, 'html', NULL, 1) (Line: 68)
__TwigTemplate_291debf4453c7ba2e34da4fa4cd83699->doDisplay(Array, Array) (Line: 394)
Twig\Template->displayWithErrorHandling(Array, Array) (Line: 367)
Twig\Template->display(Array) (Line: 379)
Twig\Template->render(Array) (Line: 38)
Twig\TemplateWrapper->render(Array) (Line: 39)
twig_render_template('themes/techprosolutions/templates/field/field.html.twig', Array) (Line: 348)
Drupal\Core\Theme\ThemeManager->render('field', Array) (Line: 480)
Drupal\Core\Render\Renderer->doRender(Array, ) (Line: 240)
Drupal\Core\Render\Renderer->render(Array) (Line: 475)
Drupal\Core\Template\TwigExtension->escapeFilter(Object, Array, 'html', NULL, 1) (Line: 111)
__TwigTemplate_ff95cc8dbd011c21d5f5e7f83f8118b4->doDisplay(Array, Array) (Line: 394)
Twig\Template->displayWithErrorHandling(Array, Array) (Line: 367)
Twig\Template->display(Array) (Line: 379)
Twig\Template->render(Array) (Line: 38)
Twig\TemplateWrapper->render(Array) (Line: 39)
twig_render_template('modules/custom/easytax_calculators/templates/ecp-calculator-page.html.twig', Array) (Line: 348)
Drupal\Core\Theme\ThemeManager->render('ecp_calculator_page', Array) (Line: 480)
Drupal\Core\Render\Renderer->doRender(Array, ) (Line: 240)
Drupal\Core\Render\Renderer->render(Array, ) (Line: 238)
Drupal\Core\Render\MainContent\HtmlRenderer->Drupal\Core\Render\MainContent\{closure}() (Line: 627)
Drupal\Core\Render\Renderer->executeInRenderContext(Object, Object) (Line: 231)
Drupal\Core\Render\MainContent\HtmlRenderer->prepare(Array, Object, Object) (Line: 128)
Drupal\Core\Render\MainContent\HtmlRenderer->renderResponse(Array, Object, Object) (Line: 90)
Drupal\Core\EventSubscriber\MainContentViewSubscriber->onViewRenderArray(Object, 'kernel.view', Object)
call_user_func(Array, Object, 'kernel.view', Object) (Line: 111)
Drupal\Component\EventDispatcher\ContainerAwareEventDispatcher->dispatch(Object, 'kernel.view') (Line: 186)
Symfony\Component\HttpKernel\HttpKernel->handleRaw(Object, 1) (Line: 76)
Symfony\Component\HttpKernel\HttpKernel->handle(Object, 1, 1) (Line: 58)
Drupal\Core\StackMiddleware\Session->handle(Object, 1, 1) (Line: 48)
Drupal\Core\StackMiddleware\KernelPreHandle->handle(Object, 1, 1) (Line: 28)
Drupal\Core\StackMiddleware\ContentLength->handle(Object, 1, 1) (Line: 32)
Drupal\big_pipe\StackMiddleware\ContentLength->handle(Object, 1, 1) (Line: 191)
Drupal\page_cache\StackMiddleware\PageCache->fetch(Object, 1, 1) (Line: 128)
Drupal\page_cache\StackMiddleware\PageCache->lookup(Object, 1, 1) (Line: 82)
Drupal\page_cache\StackMiddleware\PageCache->handle(Object, 1, 1) (Line: 48)
Drupal\Core\StackMiddleware\ReverseProxyMiddleware->handle(Object, 1, 1) (Line: 51)
Drupal\Core\StackMiddleware\NegotiationMiddleware->handle(Object, 1, 1) (Line: 36)
Drupal\Core\StackMiddleware\AjaxPageState->handle(Object, 1, 1) (Line: 51)
Drupal\Core\StackMiddleware\StackedHttpKernel->handle(Object, 1, 1) (Line: 704)
Drupal\Core\DrupalKernel->handle(Object) (Line: 21)
  • Warning: Undefined array key "caption" in Drupal\tablefield\Plugin\Field\FieldFormatter\TablefieldFormatter->viewElements() (line 150 of modules/contrib/tablefield/src/Plugin/Field/FieldFormatter/TablefieldFormatter.php).
    Drupal\tablefield\Plugin\Field\FieldFormatter\TablefieldFormatter->viewElements(Object, 'en') (Line: 91)
Drupal\Core\Field\FormatterBase->view(Object, 'en') (Line: 268)
Drupal\Core\Entity\Entity\EntityViewDisplay->buildMultiple(Array) (Line: 339)
Drupal\Core\Entity\EntityViewBuilder->buildComponents(Array, Array, Array, 'default') (Line: 281)
Drupal\Core\Entity\EntityViewBuilder->buildMultiple(Array) (Line: 18)
Drupal\paragraphs\ParagraphViewBuilder->buildMultiple(Array) (Line: 238)
Drupal\Core\Entity\EntityViewBuilder->build(Array)
call_user_func_array(Array, Array) (Line: 111)
Drupal\Core\Render\Renderer->doTrustedCallback(Array, Array, 'Render #pre_render callbacks must be methods of a class that implements \Drupal\Core\Security\TrustedCallbackInterface or be an anonymous function. The callback was %s. See https://www.drupal.org/node/2966725', 'exception', 'Drupal\Core\Render\Element\RenderCallbackInterface') (Line: 859)
Drupal\Core\Render\Renderer->doCallback('#pre_render', Array, Array) (Line: 421)
Drupal\Core\Render\Renderer->doRender(Array, ) (Line: 240)
Drupal\Core\Render\Renderer->render(Array) (Line: 475)
Drupal\Core\Template\TwigExtension->escapeFilter(Object, Array, 'html', NULL, 1) (Line: 68)
__TwigTemplate_291debf4453c7ba2e34da4fa4cd83699->doDisplay(Array, Array) (Line: 394)
Twig\Template->displayWithErrorHandling(Array, Array) (Line: 367)
Twig\Template->display(Array) (Line: 379)
Twig\Template->render(Array) (Line: 38)
Twig\TemplateWrapper->render(Array) (Line: 39)
twig_render_template('themes/techprosolutions/templates/field/field.html.twig', Array) (Line: 348)
Drupal\Core\Theme\ThemeManager->render('field', Array) (Line: 480)
Drupal\Core\Render\Renderer->doRender(Array, ) (Line: 240)
Drupal\Core\Render\Renderer->render(Array) (Line: 475)
Drupal\Core\Template\TwigExtension->escapeFilter(Object, Array, 'html', NULL, 1) (Line: 111)
__TwigTemplate_ff95cc8dbd011c21d5f5e7f83f8118b4->doDisplay(Array, Array) (Line: 394)
Twig\Template->displayWithErrorHandling(Array, Array) (Line: 367)
Twig\Template->display(Array) (Line: 379)
Twig\Template->render(Array) (Line: 38)
Twig\TemplateWrapper->render(Array) (Line: 39)
twig_render_template('modules/custom/easytax_calculators/templates/ecp-calculator-page.html.twig', Array) (Line: 348)
Drupal\Core\Theme\ThemeManager->render('ecp_calculator_page', Array) (Line: 480)
Drupal\Core\Render\Renderer->doRender(Array, ) (Line: 240)
Drupal\Core\Render\Renderer->render(Array, ) (Line: 238)
Drupal\Core\Render\MainContent\HtmlRenderer->Drupal\Core\Render\MainContent\{closure}() (Line: 627)
Drupal\Core\Render\Renderer->executeInRenderContext(Object, Object) (Line: 231)
Drupal\Core\Render\MainContent\HtmlRenderer->prepare(Array, Object, Object) (Line: 128)
Drupal\Core\Render\MainContent\HtmlRenderer->renderResponse(Array, Object, Object) (Line: 90)
Drupal\Core\EventSubscriber\MainContentViewSubscriber->onViewRenderArray(Object, 'kernel.view', Object)
call_user_func(Array, Object, 'kernel.view', Object) (Line: 111)
Drupal\Component\EventDispatcher\ContainerAwareEventDispatcher->dispatch(Object, 'kernel.view') (Line: 186)
Symfony\Component\HttpKernel\HttpKernel->handleRaw(Object, 1) (Line: 76)
Symfony\Component\HttpKernel\HttpKernel->handle(Object, 1, 1) (Line: 58)
Drupal\Core\StackMiddleware\Session->handle(Object, 1, 1) (Line: 48)
Drupal\Core\StackMiddleware\KernelPreHandle->handle(Object, 1, 1) (Line: 28)
Drupal\Core\StackMiddleware\ContentLength->handle(Object, 1, 1) (Line: 32)
Drupal\big_pipe\StackMiddleware\ContentLength->handle(Object, 1, 1) (Line: 191)
Drupal\page_cache\StackMiddleware\PageCache->fetch(Object, 1, 1) (Line: 128)
Drupal\page_cache\StackMiddleware\PageCache->lookup(Object, 1, 1) (Line: 82)
Drupal\page_cache\StackMiddleware\PageCache->handle(Object, 1, 1) (Line: 48)
Drupal\Core\StackMiddleware\ReverseProxyMiddleware->handle(Object, 1, 1) (Line: 51)
Drupal\Core\StackMiddleware\NegotiationMiddleware->handle(Object, 1, 1) (Line: 36)
Drupal\Core\StackMiddleware\AjaxPageState->handle(Object, 1, 1) (Line: 51)
Drupal\Core\StackMiddleware\StackedHttpKernel->handle(Object, 1, 1) (Line: 704)
Drupal\Core\DrupalKernel->handle(Object) (Line: 21)

FD Calculator

Know your fixed deposit maturity value before you book it — amount, interest rate and tenure in, quarterly-compounded maturity amount and interest earned out.

Year-wise growth
Year Invested Value at year end
1 ₹1,00,000 ₹1,06,660
2 ₹1,00,000 ₹1,13,764
3 ₹1,00,000 ₹1,21,341
4 ₹1,00,000 ₹1,29,422
5 ₹1,00,000 ₹1,38,042

What is a fixed deposit?

A fixed deposit (FD) parks a lump sum with a bank, NBFC or post office for a fixed tenure at an interest rate that is locked in on the day you book it. In a cumulative FD — the kind most people book — the interest is not paid out; it is added back every quarter and starts earning interest of its own.

This calculator shows what your deposit matures to before you book it. Enter the amount, the rate your bank quotes and the tenure, and it returns the maturity value, the interest earned and a year-wise growth table — all using the quarterly-compounding convention Indian banks actually apply to cumulative FDs.

The FD maturity formula

A = P × (1 + r ÷ 4)^(4 × t)

  • A — the maturity value
  • P — the amount you deposit
  • r — the annual interest rate as a decimal (6.5% = 0.065)
  • t — the tenure in years (months are converted to fractions)

The ÷ 4 and × 4 encode quarterly compounding: the year is split into four quarters and interest is credited at the end of each one, so the published maturity values of Indian cumulative FDs match this formula.

How to use this calculator

  1. Enter the total investment — anything from ₹1,000 to ₹1 crore.
  2. Set the interest rate with the slider (1% to 15%). Use the rate on your bank's current FD card for your exact tenure and depositor type; the default is 6.5%.
  3. Set the time period in years and months — broken tenures such as 1 year 6 months are handled exactly.
  4. Read the three results: invested amount, estimated interest and the maturity value, plus the year-wise growth table underneath.

A worked example

₹1,00,000 at 6.5% p.a. for 5 years:

  • Invested amount: ₹1,00,000
  • Estimated interest: ₹38,041.98
  • Maturity value: ₹1,38,041.98

After the first year the deposit is worth ₹1,06,660.16 — slightly more than a flat 6.5% because of the quarterly credits. At 7% the same deposit matures to ₹1,41,477.82, so half a percentage point is worth about ₹3,436 over five years.

₹1 lakh at different rates and tenures

Rate (p.a.) 1 year 3 years 5 years
6.5% ₹1,06,660 ₹1,21,341 ₹1,38,042
7.0% ₹1,07,186 ₹1,23,144 ₹1,41,478
7.5% ₹1,07,714 ₹1,24,972 ₹1,44,995

Cumulative FD with quarterly compounding, rounded to the nearest rupee. Run your own amount and tenure in the calculator above.

Fixed deposit questions, answered

Quick answers on tax, TDS, 80C and early withdrawal. For anything specific to your return, our support team is a message away.