Missed or misfiled a return? You can still fix it.

Up to 48 months from the end of the relevant assessment year, after the window was extended by the Finance Act 2025. The additional tax rises the longer you wait — 25%, 50%, 60% or 70% by 12-month slab — so filing earlier is always cheaper. We first confirm which of your years are still open before doing anything else.

No. An updated return can only be used to report additional income or file a missed return with tax payable — never to increase a refund, reduce your liability, or report a loss. If you believe you over-paid, different remedies may apply, and we will tell you honestly in the initial review rather than filing an ineligible ITR-U.

Filing voluntarily with a correct, reconciled computation is the lowest-risk path available. It closes the gap the department can already see in your AIS, rather than leaving it open for a Section 148 reassessment. Doing nothing is what carries the real risk, including penalties far larger than the ITR-U additional tax.

Often yes — responding to the campaign and updating the return together resolves most such cases. But the right route depends on your specific message and year, so we review it before recommending ITR-U. Sometimes a simple response is enough; sometimes an update is the cleanest fix. We advise based on your actual notice.

TDS is fully credited in the computation, so you pay only the balance tax plus interest and the ITR-U additional tax on that balance. In many cases the net payable is far smaller than people fear, because a good part of the liability was already deducted at source. You see the exact figure before deciding.

The ITR-U additional tax is a percentage of your tax and interest, stepping up with delay: broadly 25% within 12 months of the assessment year’s end, then 50%, 60% and 70% for each further year. We compute the precise amount for your filing date and income, so there are no surprises — you approve the total before we file.

Yes. ITR-U can be used to file a completely missed return, not just to correct one you already filed, provided the year is within the 48-month window and there is tax payable. We reconstruct the year from your AIS and 26AS and file the full return with the correct challans.

Any assessment year whose end is within the last 48 months is generally open for ITR-U. Because the exact eligibility and additional-tax slab depend on the current date, we confirm your open years at the start and prioritise the ones where filing sooner saves the most.

Yes. Your PAN, financial statements and reconstructed income details are stored securely, used only to prepare and file your ITR-U, and never shared. You can request deletion after filing. Everything is handled in line with India’s Digital Personal Data Protection (DPDP) Act.

Two reasons: every 12 months of delay pushes you into a higher additional-tax slab, and the longer a gap stays open, the greater the chance the department acts first through reassessment — which is far more expensive. Filing voluntarily, early and correctly is both the cheapest and the safest route.